Apple Watch

Can The Apple Watch Replace Traditional Wellness Programs?

Jeb Bush's remarks about how the Apple Watch can transform the American healthcare system didn't go over really well with people who already dislike him and his family. Granted he is not the most articulate guy and we know he's a poor listener, but I'm not sure he meant to say what a lot of people are accusing him of saying. People accused him of saying that the Apple Watch could replace Obamacare or basic medical care.

And while I will never be caught defending a Bush (I have yet to resolve the trauma I experienced when Dubya first became President), I think Jebya was just looking for an opportunity to let everyone know how much he loves his Watch and how it's changing his health habits. And I get it. I got my Apple Watch (Sport) on April 29th and the fitness tracking apps have changed my life. I love getting the reminders to stand and the awards for meeting my fitness goals. Even when I don't receive a reminder, I check to make sure I am on track to meet my daily exercise, calorie and standing goals. If it is getting a little late in the day and I haven't met my goals, I'll clean my bathroom. I leave items I need on the top floor of my house so that I can get them one at a time. I make my dog walk a little longer than she probably wants. I won't go to bed until I meet all of my fitness goals for the day and I refuse to change my goals to make them easier to reach.

As a result, I feel lighter and stronger and motivated to keep using the Activity and Workout apps on my Apple Watch. I look forward to even more apps of this type. I love my Apple Watch!

But if you know anything about my background as an employee benefits professional who helped enroll hundreds of people in health insurance plans, you know I would never suggest that anyone stop paying their health insurance premiums and use the money to buy an Apple Watch. The Apple Watch and other fitness trackers are a great supplement to health insurance, not a replacement of it. But Jebya's jumbled remarks did make me think of something the Apple Watch could replace, and that's a traditional workplace wellness program

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Professional Legal Advice for Employee Benefit Pros Trumps Over Confidence


We all know people who talk a good game at work. They speak with such confidence that few question the correctness of their statements. They are consistently wrong about important and not so important issues, but their opinions are still solicited. Their confidence overshadows the many wrong answers they provide and they are often rewarded for their appearance of being knowledgeable.

Sadly, these individuals work in all levels of the organization and in every profession. No one likes them, including me, but I especially dislike those working in the employee benefit field. Why? Because this combination of over-confidence and ignorance is legally risky... It puts entire benefit programs in legal and financial jeopardy. It results in others making wrong decisions and leads to a vicious cycle of being consistently wrong. In other words, it damages the reputation of the profession.

I can provide several examples of this behavior in practice both from low- and high-level employee benefit professionals. One example that stands out in my mind involved a Vice President of Human Resources and her former employer’s Benefits Manager:
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