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Health Insurance - What You Should Know
Health insurance in America is expensive and confusing. It is a patchwork of public and private programs with numerous plan types. Understanding your options and applying and paying for coverage takes patience and study.
Dental care is expensive. One way to pay part or all of the cost of your dental care is to purchase dental insurance. To get the most out of your dental insurance coverage, you need to know what your plan covers and how much it will pay.
Employer-provided stand-alone vision insurance plans are not offered as widely as medical or dental coverage, but if your employer offers it, determine if paying the monthly premiums is worth the cost. Also, your medical plan may have limited vision care coverage (e.g., annual routine exam).
You do not have to be an investment pro to save for retirement. All you need to do is start saving. Here are five things you need to know to get started.
As important as it is to have health insurance and retirement savings, it is equally important to understand how these programs work. Health insurance gives you access to medical care at a much lower cost than you would pay if you did not have it. Personal retirement savings may supplement Social Security retirement income when no longer working.
It is beneficial to have a real understanding of your health insurance and retirement savings options. This knowledge can save you time, money, and a lot of frustration. Review our health insurance and retirement plan questions and answers and primers to the right, and read or listen to our related articles to learn more.
Related Health Insurance Articles
Click here to read or listen to our health insurance articles for the latest on medical, dental, and vision plan insurance trends.
Related Retirement Plan Articles
Click here to read or listen to our retirement plan articles for the latest on workplace and individual retirement savings options.
THE QUESTION AND ANSWER (Q&A) TOOLS DO NOT PROVIDE INSURANCE ADVICE.
It is for general informational purposes and does not address individual circumstances.